Platform

One platform for the risk function.
Built module by module.

Every module runs on the same data layer as the EBA Filler. Map your data once, then use it for stress testing, climate, capital and internal assessments, each with the same lineage and approvals.

How it fits together

From macro scenario to signed report and filled template. One chain, traced at every link.

Each hand-off is a file whose hash is on record at both ends, so a template value can be traced back to the scenario it came from. Scenario Creator and Model Studio read the same European macro library. The modules below are in development and will run on the same data layer, lineage and approvals.

01 · In development

Stress testing

Project the impact of supervisory and internal scenarios on your balance sheet, P&L and capital, on the same data that fills your EBA template.

  • Credit, market and NII projections
  • Supervisory and reverse stress scenarios
  • Management overlays with sign-off
The credit-risk part is in early access as Risk Reporting →
CET1 ratio, 2026–2029Illustrative
16%14%12%10%2026202720282029
BaselineAdverse
02 · In development

Climate risk

Quantify transition and physical risk across your portfolio, and translate it into the credit and capital metrics supervisors ask about.

  • NGFS-based scenario analysis
  • Sector and counterparty-level exposure
  • Physical risk by location of collateral
Climate hazard libraryBuiltIntegration planned

River flood depth for 1-in-10 to 1-in-500-year floods across Europe from the JRC maps the EBA refers to, postcode lookups for 31 countries, and the EBA 2027 flood class worked out on your own computer. Feeding it into Model Studio and Risk Reporting is planned.

Watch a climate stress test end to end, 12:45 →
Expected credit loss uplift by scenarioIllustrative
Net Zero 2050+8%
Delayed transition+21%
Current policies+34%
Horizon 2050 · Corporate and real-estate portfolios
03 · In development

Capital management

Forecast capital ratios and buffer headroom over the planning horizon, and see what every management action does to them.

  • Capital planning under CRR3
  • Pillar 2 and combined buffer tracking
  • What-if analysis for management actions
Requirement vs. available capitalIllustrative
Buffers
P2R
Pillar 1
Requirement
T2
AT1
CET1
Available
Headroom over requirement+2.4 pp
04 · In development

ICAAP & ILAAP

Assemble your internal capital and liquidity assessments from figures that already reconcile, with ownership and sign-off tracked section by section.

  • Risk inventory and materiality assessment
  • Normative and economic perspectives
  • Liquidity buffers and funding plans
ICAAP 2027 · ReportIllustrative
1Risk identificationSigned off
2Capital adequacy (normative)Signed off
3Capital adequacy (economic)In review
4Stress testingIn review
5Liquidity & funding (ILAAP)Draft
6Management body statementNot started
05 · Early access
Model Studio

The models behind every module. Agents work from the data your institution actually has; named people open every gate.

Explore Model Studio →
06 · Early access
Scenario Creator

The macro scenarios every module starts from, built from public data and approved four-eyes before anyone uses them.

Explore Scenario Creator →
07 · Early access
Risk Reporting

The credit-risk results of a stress test: losses, the CET1 walk and the commentary, signed off four-eyes with every figure traced to its file.

Explore Risk Reporting →
Shared foundation

Map your data once. Every module inherits it.

A

One data layer

The rules you approve in the Filler feed every other module.

B

End-to-end lineage

From source row to report figure, across modules.

C

One governance model

Roles, approvals and versioning that work the same everywhere.

D

Your deployment

On-premise, private cloud or EU-hosted. Your choice.

Shape the next modules
with us.

Early-access banks help set the roadmap for each module.

Talk to sales