Halden builds software for the supervisory work banks repeat every cycle: stress tests, models, capital and climate. Every product runs where your data lives, keeps people in charge of each decision, and can prove every number it produces.
Figures are processed on your own systems. Our servers hold who-did-what, never the numbers.
AI may propose; a maker builds and a separate checker approves every version before anything is delivered.
Each value traces back to its source file, rule, approval and run, recorded in a tamper-evident log.
Fills every tab of the EBA 2027 EU-wide stress test template from the Excel and CSV files you already have, with four-eyes approval and lineage for every value.
Our model platform. Agents scan your data, propose a methodology, then estimate, test and document the model. Named people open every gate.
Learn more → Early accessMacro stress scenarios built from official European data and NGFS climate paths, approved four-eyes and handed to your models.
Learn more → Early accessTurns scenario sets and model runs into a stress-test results report: credit losses, the CET1 walk and the commentary, signed off four-eyes with every figure traced.
Learn more → IncludedOfficial macro series for 33 European areas and the NGFS climate paths, included with Model Studio and Scenario Creator.
See the coverage →Market risk, NII and a dynamic balance sheet, building on the credit-risk results in Risk Reporting.
Platform → In developmentTransition and physical risk across your portfolio, under NGFS-based scenarios.
Platform → In developmentCapital planning and buffer headroom, forecast across the planning horizon.
Platform → In developmentInternal capital and liquidity assessments, assembled from the same data.
Platform →Desktop processing, with a team server in our EU cloud, your cloud or your own data centre.
Single sign-on through your identity provider, so MFA and conditional access apply as they do everywhere else.
Architecture, data handling and DORA input in one pack. Download the IT & Security Pack.
Narrated, with English captions · 4:57